
Perspective. Insight. Solutions.
A law firm focused on helping banks and finance companies collect commercial debt and recover collateral.
Practices
Recovery of Collateral and Commercial Debt Collection Attorney in Florida
We have extensive experience helping equipment finance companies and auto finance companies collect commercial debt and recover collateral including equipment and luxury vehicles.
Replevin
We have particular knowledge and experience recovering collateral through replevin including obtaining and executing prejudgment writs of replevin.
Judgment Enforcement and Domestication
We obtain and enforce judgments on commercial debt. We also domesticate foreign judgments. We help banks and finance companies get paid by asset determination and inquiry including debtor’s exams, and via bank garnishments.
Representation in Bankruptcy Proceedings
We help banks and finance companies in bankruptcy proceedings by assisting with proofs of claims, filing objections to plans, obtaining adequate protection and filing motions for relief from stay.
Defense Litigation
We have 30 years of litigation and trial experience and have successfully handled dozens of jury trials, non-jury trials, arbitrations and appeals. We have particular experience defending banks and finance companies from claims alleging unlawful debt collection and wrongful repossession.
About

With 30 years of trial and litigation experience, Bill Denius focuses on helping banks and finance companies collect commercial debt and recover collateral.
Bill has extensive experience helping banks, finance and leasing companies collect commercial debt, recover property through replevin, and enforce judgments; assisting in bankruptcy proceedings; and helping litigate and resolve disputes.
As a seasoned litigator, Bill has successfully handled dozens of jury trials, non-jury trials, arbitrations and appeals. He has an AV rating by Martindale-Hubbell, the preeminent and highest possible rating in both legal ability and ethical standards. Bill is admitted to practice in all federal courts in the state of Florida, including all bankruptcy courts in the state of Florida, as well as the Eleventh Circuit Court of Appeals.
Memberships
- Equipment Leasing and Finance Association (ELFA)
- National Equipment and Finance Association (NEFA)
- Lease Enforcement Attorney Network (LEAN)
- National Creditors Bar Association (NCBA)
Publications
Credit Reporting Takes The Stage During Coronavirus Pandemic After Becoming Target of Lawsuits and Examinations
Non-Prime Times (Official Publication of the National Automotive Finance Association)
Watch Your Step: Justice Department Reaches Yet Another Settlement with Auto Finance Company for Violating SCRA
Non-Prime Times (Official Publication of the National Automotive Finance Association)
CFPB Highlights Trouble in Collecting Inflated Deficiencies
Non-Prime Times (Official Publication of the National Automotive Finance Association)
A Tale From The Trenches: Retail Installment Sale Contracts Are Not Loans!
Non-Prime Times (Official Publication of the National Automotive Finance Association)
See publication
Checklist: Responding to Repair and Towing Liens
Non-Prime Times (Official Publication of the National Automotive Finance Association)
Repossessions: Recent Developments in Auto Finance
Non-Prime Times (Official Publication of the National Automotive Finance Association)
Frequently Used Terms in Automobile Finance Transactions
American Bar Association
See publication
This glossary is a handy reference to easy-to-understand definitions based on the “jargon, lingo, and lore” of the automobile finance business. In speaking or writing about this specialty area, participants use many terms, some of which are familiar but have special meanings in the context of these types of transactions and others of which are unique to this field. This glossary sets forth brief explanations of some of the more commonly used terms. This book is not an exhaustive catalogue of terms, rather it is key terms used in this field that ought to have a brief, easy-to-understand definition or explanation, coupled with statutory or regulatory references where the reader can learn more.
Is That a Train I Hear Comin’: CFPB Releases Outline of Proposals to Overhaul Debt Collection
Non-Prime Times (Official Publication of the National Automotive Finance Association)
When That Hotline Bling Can Only Mean One Thing: Guidance In Dealing With Stop Call Requests
Non-Prime Times (Official Publication of the National Automotive Finance Association)
Filing Proofs of Claims on Old Debts
Non-Prime Times (Official Publication of the National Automotive Finance Association)
Looking Back: A Reflection on Some Notable TCPA Cases
Non-Prime Times (Official Publication of the National Automotive Finance Association)
Watch Your Step: Guidance in Collecting Consumer Debts
Non-Prime Times (Official Publication of the National Automotive Finance Association)
The Social Network: Guidance in Dealing With Consumers via Social Media
Non-Prime Times (Official Publication of the National Automotive Finance Association)
Tug of War: What To Do When a Repair Shop Has Your Car
Non-Prime Times (Official Publication of the National Automotive Finance Association)
The Fast and the Furious: Superior Security Interests May Mean Free Tires and Wheels, Etc.
Non-Prime Times (Official Publication of the National Automotive Finance Association)
Summary of Post-Repossession Rights and Obligations (Repossession Manual)
FIADA
Speaking Engagements
Replevin Law for Equipment Lessors
LEAN Webinar – LEAN (link)
Compliance and Regulations to Watch
Nortridge Software Annual User Meeting
Webinar: Recent CFPB Consent Order: Implications to Creditor Repossession Activity
Resolvion (link)
Repossessions
Carpliance Used Car News Conference
Shifting Sands – A Changing (and Challenging) Legal Landscape (Communications With The Customer)
National Automotive Finance Association’s Non-Prime Auto Financing Conference
“Stop Breaking the Law” and Other Things We Should Tell Our Clients (The TCPA)
National Automotive Finance Association’s Non-Prime Auto Financing Conference
Why Dealers Get Sued And How To Avoid It
AutoStar Innovate Conference
The TCPA: What Is It, What Does It Prohibit and Staying in Compliance
National Automotive Finance Association’s Non-Prime Auto Financing Conference
Social Media Risks
National Automotive Finance Association’s Non-Prime Auto Financing Conference
Repossessions
National Automotive Finance Association’s Non-Prime Auto Financing Conference
Contact
Send Us An Email
Information on this website is for general use only and is not legal advice. Emailing us does not establish an attorney-client relationship. Please do not email us any confidential information before an attorney-client relationship has been established. An attorney-client relationship may only be established with Denius Law through a signed engagement letter.
Denius Law
4767 New Broad Street
Orlando, Florida 32814
(407) 514-2660